{"id":8440,"date":"2026-01-30T15:19:42","date_gmt":"2026-01-30T02:19:42","guid":{"rendered":"https:\/\/arshopping.com.au\/investment-property-finance\/cash-flow-on-investment-property-loan\/"},"modified":"2026-05-19T22:17:01","modified_gmt":"2026-05-19T08:32:01","slug":"investment-property-finance-cash-flow-on-investment-property-loan","status":"publish","type":"page","link":"https:\/\/prosperityfinance.co.nz\/zh-CN\/investment-property-finance\/investment-property-finance-cash-flow-on-investment-property-loan\/","title":{"rendered":"\u65b0\u897f\u5170\u623f\u4ea7\u6295\u8d44\u4e4b\u73b0\u91d1\u6d41"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"8440\" class=\"elementor elementor-8440 elementor-2464\" data-elementor-settings=\"{&quot;ha_cmc_init_switcher&quot;:&quot;no&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-09e4f30 e-flex e-con-boxed e-con e-parent\" data-id=\"09e4f30\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-e82164a e-con-full e-flex e-con e-child\" data-id=\"e82164a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1abf55f elementor-widget elementor-widget-heading\" data-id=\"1abf55f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Services<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-78cf751 elementor-widget elementor-widget-heading\" data-id=\"78cf751\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u65b0\u897f\u5170\u623f\u4ea7\u6295\u8d44\u4e4b\u73b0\u91d1\u6d41<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-73bb250 e-con-full e-flex e-con e-child\" data-id=\"73bb250\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bceb351 elementor-widget elementor-widget-button\" data-id=\"bceb351\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/zh-CN\/investment-property-finance\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u8fd4\u56de\u7269\u4e1a\u6295\u8d44\u878d\u8d44\u9875\u9762<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6cddb1b e-flex e-con-boxed e-con e-parent\" data-id=\"6cddb1b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e58eda0 elementor-widget elementor-widget-spacer\" data-id=\"e58eda0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1fd09b4 e-flex e-con-boxed e-con e-parent\" data-id=\"1fd09b4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4fa1a10 elementor-widget elementor-widget-n-accordion\" data-id=\"4fa1a10\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:500,&quot;sizes&quot;:[]},&quot;max_items_expended&quot;:&quot;one&quot;}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"s1\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"s1\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u623f\u8d37\u600e\u4e48\u8fd8\uff1f\u672c\u91d1\u52a0\u5229\u606f\uff08P\uff06I\uff09\u8fd8\u662f\u623f\u8d37\u53ea\u8fd8\u5229\u606f\uff08Interest Only\uff09 <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"huge huge-square-arrow-up-02-round\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"huge huge-transition-bottom\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"s1\" class=\"elementor-element elementor-element-f33b079 e-con-full e-flex e-con e-child\" data-id=\"f33b079\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div role=\"region\" aria-labelledby=\"s1\" class=\"elementor-element elementor-element-7c263fe e-flex e-con-boxed e-con e-child\" data-id=\"7c263fe\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d77ebf0 elementor-widget elementor-widget-text-editor\" data-id=\"d77ebf0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u5bf9\u4e8e\u65b0\u897f\u5170\u7684\u623f\u5730\u4ea7\u6295\u8d44\u8005\u800c\u8a00\uff0c\u60f3\u5fc5\u5bf9\u4e24\u79cd\u623f\u8d37\u8fd8\u6b3e\u65b9\u5f0f\u2014\u2014\u672c\u91d1\u52a0\u5229\u606f\uff08p&amp;I \uff09\u548c<a title=\"\u53ea\u8fd8\u5229\u606f\uff08Interest Only\uff09\" href=\"https:\/\/prosperityfinance.co.nz\/zh-CN\/blog\/xin-xi-lan-fang-wu-dai-kuan-interest-only-zai-liang-nian-nei-yao-dao-ji-liao-zen-me-ban-\" target=\"_blank\" rel=\"noopener\">\u53ea\u8fd8\u5229\u606f\uff08Interest Only\uff09<\/a>\u7684\u8d37\u6b3e\u5e76\u4e0d\u964c\u751f\u3002\u8ba9\u6211\u4eec\u5feb\u901f\u56de\u987e\u4ed6\u4eec\u7684\u5229\u5f0a\u3002<\/p><p><strong>\u672c\u91d1\u52a0\u5229\u606f\uff08p&amp;I \uff09\u7684\u4f18\u52bf<\/strong><\/p><ul><li>\u901a\u8fc7\u507f\u8fd8\u672c\u91d1\uff0c\u7269\u4e1a\u7684\u6743\u76ca\u589e\u52a0\uff08\u5047\u8bbe\u7269\u4e1a\u7684\u4ef7\u503c\u6ca1\u6709\u51cf\u5c11\uff09\u3002<\/li><li>\u5f53\u73b0\u91d1\u6d41\u6bd4\u8f83\u7d27\u5f20\u7684\u65f6\u5019\uff0c\u60a8\u53ef\u4ee5\u7075\u6d3b\u5730\u8f6c\u6362\u6210\u4e3a\u53ea\u4ed8\u5229\u606f\u3002<\/li><li>\u901a\u8fc7\u989d\u5916\u652f\u4ed8\u51cf\u5c11\u672c\u91d1\uff0c\u4f1a\u8ba9\u60a8\u66f4\u81ea\u89c9\u4ece\u800c\u66f4\u5feb\u5730\u507f\u8fd8\u5b8c\u8d37\u6b3e\u3002<\/li><\/ul><p><strong>\u672c\u91d1\u52a0\u5229\u606f\uff08p&amp;I \uff09\u7684\u7f3a\u70b9<\/strong><\/p><ul><li>\u60a8\u6709\u66f4\u5c11\u7684\u73b0\u91d1\u53bb\u8d2d\u4e70\u66f4\u591a\u7684\u7269\u4e1a\uff1b<\/li><li>\u6295\u8d44\u623f\u8d37\u6b3e\u7684\u672c\u91d1\u90e8\u5206\u662f\u4e0d\u53ef\u4ee5\u51cf\u7a0e\u7684\u3002<\/li><\/ul><p>\u663e\u7136\uff0c\u53ea\u8fd8\u5229\u606f\uff08Interest Only\uff09\u7684\u8d37\u6b3e\u4e0e\u4e4b\u76f8\u53cd\u7684\u4f18\u70b9\u548c\u7f3a\u70b9\u3002<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"s2\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"s2\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u5982\u4f55\u5feb\u901f\u8fd8\u5b8c\u623f\u8d37\uff1f <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"huge huge-square-arrow-up-02-round\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"huge huge-transition-bottom\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"s2\" class=\"elementor-element elementor-element-1af4fc8 e-con-full e-flex e-con e-child\" data-id=\"1af4fc8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div role=\"region\" aria-labelledby=\"s2\" class=\"elementor-element elementor-element-81d8e85 e-flex e-con-boxed e-con e-child\" data-id=\"81d8e85\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1eae77f elementor-widget elementor-widget-text-editor\" data-id=\"1eae77f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u6700\u597d\u7684\u7ed3\u6784\u662f\u60a8\u7684\u81ea\u4f4f\u623f\u4f7f\u7528\u672c\u52a0\u606f\u7684\u507f\u8fd8\u6a21\u5f0f\uff0c\u8fd9\u6837\u60a8\u5c31\u53ef\u4ee5\u5c3d\u5feb\u8fd8\u6e05\u8d37\u6b3e\uff0c\u5e76\u4ece\u94f6\u884c\u5c3d\u5feb\u89e3\u9664\u62b5\u62bc\u3002\u540c\u65f6\u628a\u53ef\u62b5\u6263\u7684\u6295\u8d44\u623f\u7684\u8d37\u6b3e\u9009\u7528Interest Only\uff08\u53ea\u4ed8\u5229\u606f\uff09\u7684\u7ed3\u6784\uff0c\u83b7\u5f97\u8f83\u5927\u7684\u9000\u7a0e\uff08\u5982\u679c\u60a8\u906d\u53d7\u635f\u5931\uff09\u6216\u51cf\u5c11\u7f34\u7a0e\uff08\u5982\u679c\u60a8\u8d5a\u53d6\u5229\u6da6\uff09\u4ece\u800c\u63d0\u9ad8\u60a8\u7684\u73b0\u91d1\u6d41\u91cf\u3002<\/p><p>\u4e00\u65e6\u60a8\u8fd8\u6e05\u4e86\u81ea\u4f4f\u623f\u7684\u8d37\u6b3e\uff0c\u60a8\u53ef\u4ee5\u628a\u5269\u4f59\u7684\u73b0\u91d1\u6d41\u7528\u4e8e\u507f\u8fd8\u60a8\u6295\u8d44\u623f\u7684\u8d37\u6b3e\u3002\u65b9\u6cd5\u662f\u5c06\u73b0\u91d1\u5b58\u5165\u4e00\u4e2a\u4fe1\u8d37\u989d\u5ea6\u4e2d\uff0c\u5e76\u5c06\u5176\u9010\u6e10\u4ed8\u6e05\u3002\u4e4b\u540e\u4efb\u4f55\u7684\u76c8\u4f59\uff0c\u60a8\u53ef\u4ee5\u5728\u91cd\u65b0\u56fa\u5b9a\u5229\u606f\u7684\u65f6\u5019\u505a\u989d\u5916\u7684\u507f\u8fd8\uff0c\u4ee5\u51cf\u5c11\u8d37\u6b3e\u7684\u4f59\u989d\u3002\u8d37\u6b3e\u53ef\u4ee5\u7ee7\u7eed\u4fdd\u7559\u5728\u53ea\u8fd8\u5229\u606f\u6a21\u5f0f\u3002\u5982\u679c\u672a\u6765\u60a8\u60f3\u8d2d\u4e70\u66f4\u591a\u7684\u623f\u4ea7\uff0c\u60a8\u53ef\u4ee5\u51cf\u5c11\u989d\u5916\u7684\u8fd8\u6b3e\u4ece\u800c\u4f7f\u7528\u73b0\u91d1\u8d2d\u4e70\u66f4\u591a\u623f\u4ea7\u3002<\/p><p>\u6c38\u8fdc\u4e0d\u8981\u8ba9\u60a8\u7684\u50a8\u84c4\u505c\u7559\u5728\u94f6\u884c\u7684\u50a8\u84c4\u8d26\u6237\u4e0a\u3002\u60a8\u53ef\u80fd\u53ef\u4ee5\u8d5a\u53d63\uff05\u7684\u5229\u606f\uff0c\u4f46\u7a0e\u540e\uff0c\u53ea\u67092\uff05\uff0c\u53e6\u5916\u4e00\u8fb9\u60a8\u4ed85\uff05\u7684\u623f\u5c4b\u8d37\u6b3e\u5229\u606f\uff0c\u591a\u4e0d\u5212\u7b97\u554a\u3002\u5982\u679c\u628a\u5b83\u653e\u5728<a title=\"\u5faa\u73af\u4fe1\u8d37\u989d\u5ea6\uff08revolving credit\uff09\" href=\"https:\/\/prosperityfinance.co.nz\/zh-CN\/blog\/ru-he-li-yong-xin-xi-lan-revolving-credit--xun-huan-xin-dai--bang-nin-jie-xing-li-xi-\" target=\"_blank\" rel=\"noopener\">\u5faa\u73af\u4fe1\u8d37\u989d\u5ea6\uff08revolving credit\uff09<\/a>\u6216\u7528\u4e8e\u51cf\u5c11\u8d37\u6b3e\uff0c\u60a8\u4f1a\u5f88\u5feb\u8fd8\u5b8c\u8d37\u6b3e\u3002<\/p><p>\u53e6\u4e00\u65b9\u9762\uff0c\u6211\u4eec\u5efa\u8bae\u4e0d\u8981\u628a\u73b0\u91d1\u6d41\u62c9\u5f97\u592a\u7d27\u3002\u5982\u679c\u65b0\u897f\u5170\u623f\u5730\u4ea7\u5e02\u573a\u4e0b\u8dcc\uff0c\u623f\u5c4b\u8d37\u6b3e\u5229\u606f\u589e\u52a0\uff0c\u5931\u4e1a\u7b49\u7b49\uff0c\u60a8\u5c06\u522b\u65e0\u9009\u62e9\uff0c\u53ea\u80fd\u5728\u4f4e\u8ff7\u7684\u5e02\u573a\u4e2d\u88ab\u8feb\u6210\u4e3a\u5356\u5bb6\uff0c\u635f\u5931\u8fc4\u4eca\u79ef\u7d2f\u7684\u8d22\u5bcc\u3002<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"s2\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"s2\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Revolving Credit\uff08\u5faa\u73af\u4fe1\u8d37\uff09 <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"huge huge-square-arrow-up-02-round\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"huge huge-transition-bottom\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"s2\" class=\"elementor-element elementor-element-fbbdec5 e-con-full e-flex e-con e-child\" data-id=\"fbbdec5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div role=\"region\" aria-labelledby=\"s2\" class=\"elementor-element elementor-element-636284b e-flex e-con-boxed e-con e-child\" data-id=\"636284b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1d47c89 elementor-widget elementor-widget-text-editor\" data-id=\"1d47c89\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>\u4ec0\u4e48\u662f\u5faa\u73af\u4fe1\u8d37\u989d\u5ea6\uff08Revolving Credit\uff09?<\/strong><\/p><p>\u4fe1\u7528\u989d\u5ea6\u7684\u4f18\u70b9\u5728\u4e8e\uff0c\u60a8\u53ef\u4ee5\u5728\u4e0d\u9700\u5411\u94f6\u884c\u91cd\u65b0\u7533\u8bf7\u7684\u60c5\u51b5\u4e0b\u968f\u65f6\u63d0\u53d6\u60a8\u88ab\u6279\u7684\u989d\u5ea6\u4ee5\u53ca\u4efb\u4f55\u60a8\u4e4b\u524d\u653e\u8fdb\u53bb\u7684\u94b1\u3002\u5f53\u60a8\u4e0d\u7528\u7684\u65f6\u5019\uff0c\u60a8\u4e0d\u4f1a\u88ab\u94f6\u884c\u7d22\u8981\u5229\u606f\uff0c\u56e0\u4e3a\u94f6\u884c\u53ea\u4f1a\u6839\u636e\u60a8\u6240\u4f7f\u7528\u7684\u90a3\u4e00\u90e8\u5206\u6765\u8ba1\u7b97\u5229\u606f\uff0c\u800c\u4e0d\u662f\u603b\u7684\u4fe1\u8d37\u989d\u5ea6\u3002\u8bf7\u6ce8\u610f\u94f6\u884c\u4e00\u822c\u6536\u53d6\u4fe1\u8d37\u989d\u5ea6\u7684\u5e74\u8d39\uff0c\u901a\u5e38\u7b2c\u4e00\u5e74\u53ef\u4ee5\u514d\u9664\uff0c\u8fd9\u4e2a\u8d39\u7528\u4e5f\u662f\u53ef\u4ee5\u62b5\u7a0e\u7684\u3002<\/p><p>\u5efa\u8bae\u6bcf\u4e2a\u65b0\u897f\u5170\u623f\u5730\u4ea7\u6295\u8d44\u8005\u90fd\u5e94\u8be5\u6709\u5faa\u73af\u4fe1\u8d37\u989d\u5ea6\uff08Revolving Credit\uff09\u3002\u5168\u7403\u91d1\u878d\u5371\u673a\u671f\u95f4\uff0c\u5229\u606f\u63a5\u8fd110\uff05\u3002\u7531\u4e8e\u5229\u606f\u589e\u52a0\u4ea7\u751f\u623f\u8d37\u8fd8\u6b3e\u95ee\u9898\uff0c\u8bb8\u591a\u6295\u8d44\u8005\u88ab\u8feb\u629b\u552e\u4ed6\u4eec\u7684\u623f\u4ea7\uff08\u79df\u91d1\u6536\u5165\u4e0d\u80fd\u62b5\u6d88\u5229\u606f\u6210\u672c\uff0c\u6295\u8d44\u8005\u4e5f\u6ca1\u6709\u4efb\u4f55\u591a\u4f59\u7684\u73b0\u91d1\u6765\u5f25\u8865\u4e8f\u7a7a\uff09\u3002\u5982\u679c\u4ed6\u4eec\u6709\u5faa\u73af\u4fe1\u8d37\u989d\u5ea6\uff08\u4e0d\u8bba\u662f\u672a\u63d0\u53d6\u6216\u63d0\u53d6\u4e86\u4e00\u90e8\u5206\uff09\uff0c\u4ed6\u4eec\u6709\u53ef\u80fd\u56e0\u6b64\u6e21\u8fc7\u8fd9\u6bb5\u8270\u96be\u7684\u65f6\u671f\u4fdd\u4f4f\u8d44\u4ea7\u3002<\/p><p>\u623f\u5730\u4ea7\u6295\u8d44\u4e2d\u62b5\u5fa1\u73b0\u91d1\u6d41\u98ce\u9669\u7684\u91cd\u8981\u7b56\u7565\u4e4b\u4e00\u5c31\u662f\u63d0\u524d\u5efa\u7acb\u597d\u5faa\u73af\u4fe1\u8d37\u989d\u5ea6\u3002\u5982\u679c\u60a8\u4e07\u4e00\u5931\u53bb\u5de5\u4f5c\u6216\u79df\u6237\u6216\u7531\u4e8e\u5176\u4ed6\u539f\u56e0\u9020\u6210\u7684\u73b0\u91d1\u6d41\u91cf\u4e0d\u8db3\uff0c\u4f7f\u7528\u4fe1\u8d37\u989d\u5ea6\u80fd\u591f\u5e2e\u52a9\u5230\u60a8\u5ea6\u8fc7\u96be\u5173\u3002<\/p><p>\u8bf7\u8bb0\u4f4f\uff0c\u94f6\u884c\u5728\u7ecf\u6d4e\u5f62\u52bf\u770b\u597d\u7684\u65f6\u5019\u4f1a\u662f\u60a8\u6700\u597d\u7684\u670b\u53cb\uff0c\u4f46\u5728\u60a8\u56f0\u5883\u7684\u65f6\u5019\uff0c\u4e5f\u4f1a\u6210\u4e3a\u60a8\u6700\u7cdf\u7cd5\u7684\u654c\u4eba\u3002\u5982\u679c\u60a8\u627f\u8ba4\u60a8\u6709\u9ebb\u70e6\uff0c\u4ed6\u4eec\u53ef\u80fd\u4f1a\u5bf9\u60a8\u505a\u51fa\u66f4\u4e0d\u5229\u7684\u53cd\u5e94\u3002<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"s3\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"s3\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u65b0\u897f\u5170\u623f\u5c4b\u8d37\u6b3e\u5229\u7387\u6709\u6ce2\u52a8 <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"huge huge-square-arrow-up-02-round\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"huge huge-transition-bottom\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"s3\" class=\"elementor-element elementor-element-f31b033 e-con-full e-flex e-con e-child\" data-id=\"f31b033\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div role=\"region\" aria-labelledby=\"s3\" class=\"elementor-element elementor-element-7e839b9 e-flex e-con-boxed e-con e-child\" data-id=\"7e839b9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-01c0aea elementor-widget elementor-widget-text-editor\" data-id=\"01c0aea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>\u4e3a\u4ec0\u4e48\u6700\u4f4e\u7684\u65b0\u897f\u5170\u623f\u5c4b\u8d37\u6b3e\u5229\u606f\u4e0d\u4e00\u5b9a\u662f\u6700\u597d\u7684\uff1f<\/strong><\/p><p>\u5728\u65b0\u897f\u5170\u8d37\u6b3e\u4e70\u623f\uff0c\u5f53\u8003\u8651\u623f\u5c4b\u8d37\u6b3e\u5229\u606f\u957f\u77ed\u7b56\u7565\u65f6\uff0c\u6700\u4fbf\u5b9c\u7684\u8d37\u6b3e\u5229\u7387\u5e76\u4e0d\u603b\u662f\u6700\u597d\u7684\u3002 \u65b0\u897f\u5170\u94f6\u884c\u8d37\u6b3e\u5229\u606f\u6ce2\u52a8\u7684\u539f\u56e0\u6709\u5f88\u591a\uff0c\u6bd4\u5982OCR\uff0c\u672c\u5730\u5b58\u6b3e\u5229\u606f\uff0cwholesale rate\u7b49\uff0c\u6709\u65f6\u5f88\u96be\u9884\u6d4b\u3002 \u5982\u679c\u60a8\u628a\u6240\u6709\u623f\u5c4b\u8d37\u6b3e\u90fd\u56fa\u5b9a\u5728\u6700\u4fbf\u5b9c\u7684\u5229\u606f\u4e0a\uff0c\u7b49\u5230\u91cd\u65b0\u56fa\u5b9a\u8d37\u6b3e\u5229\u606f\u65f6\uff0c \u5982\u679c\u60a8\u6709200 \u4e07\u7684\u8d37\u6b3e\uff0c1\uff05\u7684\u5229\u606f\u53d8\u5316\u5c31\u9700\u8981\u6bcf\u5e74\u589e\u52a02\u4e07\u7684\u73b0\u91d1\u6765\u5f25\u8865\u989d\u5916\u7684\u5229\u606f\u6210\u672c\u3002<\/p><p><strong><a title=\"\u65b0\u897f\u5170\u623f\u8d37\u5229\u606f\u5982\u4f55\u56fa\u5b9a\uff1f\" href=\"https:\/\/prosperityfinance.co.nz\/zh-CN\/blog\/gai-ru-he-gu-ding-xin-xi-lan-fang-dai-li-shuai-\" target=\"_blank\" rel=\"noopener\">\u65b0\u897f\u5170\u623f\u8d37\u5229\u606f\u5982\u4f55\u56fa\u5b9a\uff1f<\/a><\/strong><\/p><p>\u60a8\u7684\u623f\u5c4b\u8d37\u6b3e\u5229\u606f\u53ef\u80fd\u4f1a\u5bf9\u60a8\u7684\u6574\u4f53\u73b0\u91d1\u6d41\u4ea7\u751f\u5de8\u5927\u7684\u5f71\u54cd\u3002 \u5373\u4f7f\u623f\u8d37\u5229\u606f\u7684\u5c0f\u5e45\u53d8\u52a8\u4e5f\u4f1a\u5bf9\u60a8\u7684\u5229\u6da6\u4ea7\u751f\u91cd\u5927\u5f71\u54cd\u3002 \u94f6\u884c\u4e0d\u4f1a\u56e0\u4e3a\u8d1f\u8d44\u4ea7\u800c\u8981\u6c42\u60a8\u5168\u90e8\u507f\u8fd8\u8d37\u6b3e\uff0c\u4f46\u5982\u679c\u60a8\u8fd8\u4e0d\u4e0a\u8d37\u6b3e\uff0c\u60a8\u80af\u5b9a\u4f1a\u9677\u5165\u56f0\u5883\u3002\u4eba\u4eec\u7ecf\u5e38\u628a\u6ce8\u610f\u529b\u96c6\u4e2d\u5728\u6700\u4fbf\u5b9c\u7684\u5229\u606f\u4e0a\uff0c\u800c\u5e94\u8be5\u628a\u91cd\u70b9\u653e\u5728\u623f\u8d37\u5229\u606f\u6ce2\u52a8\u7684\u7ba1\u7406\u4e0a\uff0c\u6bd4\u5982\u56fa\u5b9a\u671f\u9650\u7a0d\u957f\u4e00\u4e9b\uff0c\u6216\u8005\u5206\u6563\u98ce\u9669\u628a\u623f\u8d37\u5229\u606f\u7684\u56fa\u5b9a\u671f\u9650\u5206\u6563\u5230\u4e0d\u540c\u7684\u65f6\u95f4\u5230\u671f\u3002<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"s3\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"s3\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u5982\u4f55\u5f31\u5316\u65b0\u897f\u5170\u94f6\u884c\u623f\u8d37\u5229\u7387\u7684\u4e0a\u5347\u7ed9\u8d37\u6b3e\u9020\u6210\u5f71\u54cd\uff1f <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"huge huge-square-arrow-up-02-round\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"huge huge-transition-bottom\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"s3\" class=\"elementor-element elementor-element-62081d5 e-con-full e-flex e-con e-child\" data-id=\"62081d5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div role=\"region\" aria-labelledby=\"s3\" class=\"elementor-element elementor-element-ad8132a e-flex e-con-boxed e-con e-child\" data-id=\"ad8132a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-02ca435 elementor-widget elementor-widget-text-editor\" data-id=\"02ca435\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u62c6\u5206\u94f6\u884c\u662f\u6709\u5e2e\u52a9\u7684\u3002<\/p><p>\u4e00\u4e2a\u65b0\u897f\u5170\u94f6\u884c\u7684\u623f\u5c4b\u8d37\u6b3e\u5229\u606f\u7b56\u7565\u53ef\u80fd\u4f1a\u4ece\u5e02\u573a\u6700\u597d\u7684\u53d8\u6210\u6700\u7cdf\u7cd5\u7684\u3002\u901a\u8fc7\u5c06\u60a8\u7684\u623f\u5c4b\u8d37\u6b3e\u5206\u62c6\u5230\u4e0d\u540c\u7684\u94f6\u884c\uff0c\u5728\u60a8\u91cd\u65b0\u56fa\u5b9a\u623f\u5c4b\u8d37\u6b3e\u5229\u7387\u7684\u65f6\u5019\uff0c\u5373\u4fbf\u60a8\u7684\u94f6\u884c\u51b3\u5b9a\u4e0d\u548c\u5176\u4ed6\u94f6\u884c\u6253\u4ef7\u683c\u6218\uff0c\u60a8\u623f\u8d37\u6240\u91cd\u65b0\u56fa\u5b9a\u7684\u5229\u606f\u4e5f\u4e0d\u4f1a\u6bd4\u5e02\u573a\u591a\u51fa\u5f88\u591a\u3002<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"s3\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"s3\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u4e3a\u4ec0\u4e48\u8981\u627e\u7269\u4e1a\u7ecf\u7406\u7ba1\u7406\u4f60\u7684\u51fa\u79df\u623f\uff1f <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"huge huge-square-arrow-up-02-round\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"huge huge-transition-bottom\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"s3\" class=\"elementor-element elementor-element-586e215 e-con-full e-flex e-con e-child\" data-id=\"586e215\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div role=\"region\" aria-labelledby=\"s3\" class=\"elementor-element elementor-element-9e3aa61 e-flex e-con-boxed e-con e-child\" data-id=\"9e3aa61\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d5264ae elementor-widget elementor-widget-text-editor\" data-id=\"d5264ae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u8d1f\u8d23\u4efb\u7684\u7269\u4e1a\u7ecf\u7406\u53ef\u4ee5\u907f\u514d\u60a8\u7684\u7269\u4e1a\u88ab\u4e0d\u826f\u7684\u79df\u6237\u635f\u574f\uff0c\u4ed6\u4eec\u4f1a\u5b9a\u671f\u8fdb\u884c\u68c0\u67e5\u7ef4\u62a4\u60a8\u7684\u7269\u4e1a\uff0c\u6309\u65f6\u6536\u53d6\u79df\u91d1\uff0c\u5ba1\u67e5\u79df\u91d1\uff0c\u4ee5\u786e\u4fdd\u60a8\u7684\u79df\u91d1\u548c\u5e02\u573a\u4ef7\u683c\u76f8\u5339\u914d\u3002\u60a8\u53ef\u4ee5\u653e\u5fc3\uff0c\u60a8\u652f\u4ed8\u7684\u8d39\u7528\u5f88\u5bb9\u6613\u88ab\u589e\u52a0\u7684\u79df\u91d1\u62b5\u6d88\u3002<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"s3\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"7\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"s3\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u5bfb\u627e\u6b63\u51c0\u6536\u76ca\u7684\u6295\u8d44\u7269\u4e1a <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"huge huge-square-arrow-up-02-round\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"huge huge-transition-bottom\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"s3\" class=\"elementor-element elementor-element-37d2df6 e-con-full e-flex e-con e-child\" data-id=\"37d2df6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div role=\"region\" aria-labelledby=\"s3\" class=\"elementor-element elementor-element-d9bf6d4 e-flex e-con-boxed e-con e-child\" data-id=\"d9bf6d4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c94f22c elementor-widget elementor-widget-text-editor\" data-id=\"c94f22c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u5728\u2018<a title=\"\u65b0\u897f\u5170\u6295\u8d44\u623f\u7b56\u7565\" href=\"https:\/\/prosperityfinance.co.nz\/zh-CN\/investment-property-finance-investment-property-strategies\" target=\"_blank\" rel=\"noopener\">\u65b0\u897f\u5170\u6295\u8d44\u623f\u7b56\u7565<\/a>\u2019\u90e8\u5206\uff0c\u6211\u4eec\u8ba8\u8bba\u4e86\u5e73\u8861\u7ec4\u5408\u7684\u91cd\u8981\u6027\u3002\u73b0\u91d1\u6d41\u4e0d\u4f1a\u8ba9\u60a8\u5bcc\u6709\uff0c\u4f46\u662f\u5bf9\u4e8e\u652f\u6301\u60a8\u7684\u8d44\u672c\u589e\u957f\u5f88\u91cd\u8981\u3002\u9ad8\u6536\u76ca\u7269\u4e1a\u591a\u4f59\u51fa\u6765\u7684\u73b0\u91d1\u6d41\u652f\u6491\u7740\u8d44\u672c\u589e\u957f\u7269\u4e1a\u7684\u652f\u51fa\u3002<\/p><p>\u57fa\u672c\u4e0a\uff0c\u623f\u4ea7\u6295\u8d44\u6536\u76ca\u7387\u6709\u4e24\u79cd\u7c7b\u578b\uff1a\u6bdb\u6536\u76ca\u7387\u548c\u51c0\u6536\u76ca\u7387\u3002\u4f46\u662f\u4e24\u8005\u6709\u4ec0\u4e48\u533a\u522b\u5462\uff1f<\/p><p>\u6bdb\u6536\u76ca\u5c31\u662f\u5f00\u652f\u524d\u7684\u4e00\u5207\u6536\u5165\u3002 \u5b83\u662f\u6839\u636e\u7269\u4e1a\u4ea7\u751f\u7684\u6536\u5165\u9664\u4ee5\u7269\u4e1a\u7684\u6210\u672c\u6216\u5e02\u573a\u4ef7\u503c\u7684\u767e\u5206\u6bd4\u3002<\/p><p>\u51c0\u6536\u76ca\u7387\u662f\u9664\u53bb\u8d39\u7528\u540e\u7684\u4e00\u5207\u3002 \u5b83\u8003\u8651\u4e86\u548c\u623f\u4ea7\u6709\u5173\u7684\u6240\u6709\u8d39\u7528\u548c\u5f00\u652f\u3002 \u8fd9\u4e9b\u8d39\u7528\u4e2d\u5305\u62ec\u6bd4\u5982\u6c34\u8d39\uff08\u56fa\u5b9a\u90e8\u5206\uff09\uff0c\u5730\u7a0e\uff0c\u7ef4\u4fee\u4fdd\u517b\u8d39\uff0c\u7269\u4e1a\u7ba1\u7406\u8d39\u548c\u4fdd\u9669\u8d39\u7b49\u3002<\/p><p>\u7406\u60f3\u60c5\u51b5\u4e0b\uff0c\u6211\u4eec\u8981\u5bfb\u6c42\u4e00\u4e2a\u51c0\u6536\u76ca\u7387\u662f\u6b63\u503c\u7684\u6295\u8d44\u7269\u4e1a\u3002 \u5982\u679c\u60a8\u627e\u4e0d\u5230\u8fd9\u79cd\u7269\u4e1a\uff0c\u60a8\u4e5f\u53ef\u4ee5\u8003\u8651\u8d2d\u4e70\u5c0f\u578b\u4f01\u4e1a\u521b\u9020\u989d\u5916\u6536\u5165\uff0c\u4ee5\u5e2e\u52a9\u623f\u4ea7\u6295\u8d44\u3002<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"s3\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"8\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"s3\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u5148\u4ed8\u6e05\u73b0\u91d1\u6d41\u7269\u4e1a\u7684\u8d37\u6b3e <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"huge huge-square-arrow-up-02-round\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"huge huge-transition-bottom\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"s3\" class=\"elementor-element elementor-element-b13ec14 e-con-full e-flex e-con e-child\" data-id=\"b13ec14\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div role=\"region\" aria-labelledby=\"s3\" class=\"elementor-element elementor-element-41a9f1d e-flex e-con-boxed e-con e-child\" data-id=\"41a9f1d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d1033a8 elementor-widget elementor-widget-text-editor\" data-id=\"d1033a8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u73b0\u91d1\u6d41\u91cf\u7684\u7269\u4e1a\u4e0d\u592a\u53ef\u80fd\u901a\u8fc7\u8d44\u672c\u589e\u957f\u521b\u9020\u8d22\u5bcc\u3002\u5982\u679c\u957f\u671f\u6301\u6709\u4e0b\u53bb\uff0c\u4e0d\u4f46\u7ba1\u7406\u8fd9\u4e9b\u7269\u4e1a\u5f88\u9ebb\u70e6\u800c\u4e14\u56de\u62a5\u4f1a\u5f88\u5dee\u3002\u5c3d\u65e9\u507f\u8fd8\u8d37\u6b3e\u5bf9\u60a8\u6765\u8bf4\u81f3\u5c11\u662f\u4e00\u79cd\u50a8\u84c4\u3002<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-da3e1b3 e-con-full e-flex e-con e-child\" data-id=\"da3e1b3\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c7cf27f elementor-widget elementor-widget-spacer\" data-id=\"c7cf27f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Services \u65b0\u897f\u5170\u623f\u4ea7\u6295\u8d44\u4e4b\u73b0\u91d1\u6d41 \u8fd4\u56de\u7269\u4e1a\u6295\u8d44\u878d\u8d44\u9875\u9762 \u623f\u8d37\u600e\u4e48\u8fd8\uff1f\u672c\u91d1\u52a0\u5229\u606f\uff08P\uff06I\uff09\u8fd8\u662f\u623f\u8d37\u53ea\u8fd8\u5229\u606f\uff08Interest Only\uff09 \u5bf9\u4e8e\u65b0\u897f\u5170\u7684\u623f\u5730\u4ea7\u6295\u8d44\u8005\u800c\u8a00\uff0c\u60f3\u5fc5\u5bf9\u4e24\u79cd\u623f\u8d37\u8fd8\u6b3e\u65b9\u5f0f\u2014\u2014\u672c\u91d1\u52a0\u5229\u606f\uff08p&amp;I \uff09\u548c\u53ea\u8fd8\u5229\u606f\uff08Interest Only\uff09\u7684\u8d37\u6b3e\u5e76\u4e0d\u964c\u751f\u3002\u8ba9\u6211\u4eec\u5feb\u901f\u56de\u987e\u4ed6\u4eec\u7684\u5229\u5f0a\u3002 \u672c\u91d1\u52a0\u5229\u606f\uff08p&amp;I \uff09\u7684\u4f18\u52bf \u901a\u8fc7\u507f\u8fd8\u672c\u91d1\uff0c\u7269\u4e1a\u7684\u6743\u76ca\u589e\u52a0\uff08\u5047\u8bbe\u7269\u4e1a\u7684\u4ef7\u503c\u6ca1\u6709\u51cf\u5c11\uff09\u3002 \u5f53\u73b0\u91d1\u6d41\u6bd4\u8f83\u7d27\u5f20\u7684\u65f6\u5019\uff0c\u60a8\u53ef\u4ee5\u7075\u6d3b\u5730\u8f6c\u6362\u6210\u4e3a\u53ea\u4ed8\u5229\u606f\u3002 \u901a\u8fc7\u989d\u5916\u652f\u4ed8\u51cf\u5c11\u672c\u91d1\uff0c\u4f1a\u8ba9\u60a8\u66f4\u81ea\u89c9\u4ece\u800c\u66f4\u5feb\u5730\u507f\u8fd8\u5b8c\u8d37\u6b3e\u3002 \u672c\u91d1\u52a0\u5229\u606f\uff08p&amp;I \uff09\u7684\u7f3a\u70b9 \u60a8\u6709\u66f4\u5c11\u7684\u73b0\u91d1\u53bb\u8d2d\u4e70\u66f4\u591a\u7684\u7269\u4e1a\uff1b \u6295\u8d44\u623f\u8d37\u6b3e\u7684\u672c\u91d1\u90e8\u5206\u662f\u4e0d\u53ef\u4ee5\u51cf\u7a0e\u7684\u3002 \u663e\u7136\uff0c\u53ea\u8fd8\u5229\u606f\uff08Interest Only\uff09\u7684\u8d37\u6b3e\u4e0e\u4e4b\u76f8\u53cd\u7684\u4f18\u70b9\u548c\u7f3a\u70b9\u3002 \u5982\u4f55\u5feb\u901f\u8fd8\u5b8c\u623f\u8d37\uff1f \u6700\u597d\u7684\u7ed3\u6784\u662f\u60a8\u7684\u81ea\u4f4f\u623f\u4f7f\u7528\u672c\u52a0\u606f\u7684\u507f\u8fd8\u6a21\u5f0f\uff0c\u8fd9\u6837\u60a8\u5c31\u53ef\u4ee5\u5c3d\u5feb\u8fd8\u6e05\u8d37\u6b3e\uff0c\u5e76\u4ece\u94f6\u884c\u5c3d\u5feb\u89e3\u9664\u62b5\u62bc\u3002\u540c\u65f6\u628a\u53ef\u62b5\u6263\u7684\u6295\u8d44\u623f\u7684\u8d37\u6b3e\u9009\u7528Interest Only\uff08\u53ea\u4ed8\u5229\u606f\uff09\u7684\u7ed3\u6784\uff0c\u83b7\u5f97\u8f83\u5927\u7684\u9000\u7a0e\uff08\u5982\u679c\u60a8\u906d\u53d7\u635f\u5931\uff09\u6216\u51cf\u5c11\u7f34\u7a0e\uff08\u5982\u679c\u60a8\u8d5a\u53d6\u5229\u6da6\uff09\u4ece\u800c\u63d0\u9ad8\u60a8\u7684\u73b0\u91d1\u6d41\u91cf\u3002 \u4e00\u65e6\u60a8\u8fd8\u6e05\u4e86\u81ea\u4f4f\u623f\u7684\u8d37\u6b3e\uff0c\u60a8\u53ef\u4ee5\u628a\u5269\u4f59\u7684\u73b0\u91d1\u6d41\u7528\u4e8e\u507f\u8fd8\u60a8\u6295\u8d44\u623f\u7684\u8d37\u6b3e\u3002\u65b9\u6cd5\u662f\u5c06\u73b0\u91d1\u5b58\u5165\u4e00\u4e2a\u4fe1\u8d37\u989d\u5ea6\u4e2d\uff0c\u5e76\u5c06\u5176\u9010\u6e10\u4ed8\u6e05\u3002\u4e4b\u540e\u4efb\u4f55\u7684\u76c8\u4f59\uff0c\u60a8\u53ef\u4ee5\u5728\u91cd\u65b0\u56fa\u5b9a\u5229\u606f\u7684\u65f6\u5019\u505a\u989d\u5916\u7684\u507f\u8fd8\uff0c\u4ee5\u51cf\u5c11\u8d37\u6b3e\u7684\u4f59\u989d\u3002\u8d37\u6b3e\u53ef\u4ee5\u7ee7\u7eed\u4fdd\u7559\u5728\u53ea\u8fd8\u5229\u606f\u6a21\u5f0f\u3002\u5982\u679c\u672a\u6765\u60a8\u60f3\u8d2d\u4e70\u66f4\u591a\u7684\u623f\u4ea7\uff0c\u60a8\u53ef\u4ee5\u51cf\u5c11\u989d\u5916\u7684\u8fd8\u6b3e\u4ece\u800c\u4f7f\u7528\u73b0\u91d1\u8d2d\u4e70\u66f4\u591a\u623f\u4ea7\u3002 \u6c38\u8fdc\u4e0d\u8981\u8ba9\u60a8\u7684\u50a8\u84c4\u505c\u7559\u5728\u94f6\u884c\u7684\u50a8\u84c4\u8d26\u6237\u4e0a\u3002\u60a8\u53ef\u80fd\u53ef\u4ee5\u8d5a\u53d63\uff05\u7684\u5229\u606f\uff0c\u4f46\u7a0e\u540e\uff0c\u53ea\u67092\uff05\uff0c\u53e6\u5916\u4e00\u8fb9\u60a8\u4ed85\uff05\u7684\u623f\u5c4b\u8d37\u6b3e\u5229\u606f\uff0c\u591a\u4e0d\u5212\u7b97\u554a\u3002\u5982\u679c\u628a\u5b83\u653e\u5728\u5faa\u73af\u4fe1\u8d37\u989d\u5ea6\uff08revolving credit\uff09\u6216\u7528\u4e8e\u51cf\u5c11\u8d37\u6b3e\uff0c\u60a8\u4f1a\u5f88\u5feb\u8fd8\u5b8c\u8d37\u6b3e\u3002 \u53e6\u4e00\u65b9\u9762\uff0c\u6211\u4eec\u5efa\u8bae\u4e0d\u8981\u628a\u73b0\u91d1\u6d41\u62c9\u5f97\u592a\u7d27\u3002\u5982\u679c\u65b0\u897f\u5170\u623f\u5730\u4ea7\u5e02\u573a\u4e0b\u8dcc\uff0c\u623f\u5c4b\u8d37\u6b3e\u5229\u606f\u589e\u52a0\uff0c\u5931\u4e1a\u7b49\u7b49\uff0c\u60a8\u5c06\u522b\u65e0\u9009\u62e9\uff0c\u53ea\u80fd\u5728\u4f4e\u8ff7\u7684\u5e02\u573a\u4e2d\u88ab\u8feb\u6210\u4e3a\u5356\u5bb6\uff0c\u635f\u5931\u8fc4\u4eca\u79ef\u7d2f\u7684\u8d22\u5bcc\u3002 Revolving Credit\uff08\u5faa\u73af\u4fe1\u8d37\uff09 \u4ec0\u4e48\u662f\u5faa\u73af\u4fe1\u8d37\u989d\u5ea6\uff08Revolving Credit\uff09? 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Credit\uff09\u3002\u5168\u7403\u91d1\u878d\u5371\u673a\u671f\u95f4\uff0c\u5229\u606f\u63a5\u8fd110\uff05\u3002\u7531\u4e8e\u5229\u606f\u589e\u52a0\u4ea7\u751f\u623f\u8d37\u8fd8\u6b3e\u95ee\u9898\uff0c\u8bb8\u591a\u6295\u8d44\u8005\u88ab\u8feb\u629b\u552e\u4ed6\u4eec\u7684\u623f\u4ea7\uff08\u79df\u91d1\u6536\u5165\u4e0d\u80fd\u62b5\u6d88\u5229\u606f\u6210\u672c\uff0c\u6295\u8d44\u8005\u4e5f\u6ca1\u6709\u4efb\u4f55\u591a\u4f59\u7684\u73b0\u91d1\u6765\u5f25\u8865\u4e8f\u7a7a\uff09\u3002\u5982\u679c\u4ed6\u4eec\u6709\u5faa\u73af\u4fe1\u8d37\u989d\u5ea6\uff08\u4e0d\u8bba\u662f\u672a\u63d0\u53d6\u6216\u63d0\u53d6\u4e86\u4e00\u90e8\u5206\uff09\uff0c\u4ed6\u4eec\u6709\u53ef\u80fd\u56e0\u6b64\u6e21\u8fc7\u8fd9\u6bb5\u8270\u96be\u7684\u65f6\u671f\u4fdd\u4f4f\u8d44\u4ea7\u3002 \u623f\u5730\u4ea7\u6295\u8d44\u4e2d\u62b5\u5fa1\u73b0\u91d1\u6d41\u98ce\u9669\u7684\u91cd\u8981\u7b56\u7565\u4e4b\u4e00\u5c31\u662f\u63d0\u524d\u5efa\u7acb\u597d\u5faa\u73af\u4fe1\u8d37\u989d\u5ea6\u3002\u5982\u679c\u60a8\u4e07\u4e00\u5931\u53bb\u5de5\u4f5c\u6216\u79df\u6237\u6216\u7531\u4e8e\u5176\u4ed6\u539f\u56e0\u9020\u6210\u7684\u73b0\u91d1\u6d41\u91cf\u4e0d\u8db3\uff0c\u4f7f\u7528\u4fe1\u8d37\u989d\u5ea6\u80fd\u591f\u5e2e\u52a9\u5230\u60a8\u5ea6\u8fc7\u96be\u5173\u3002 \u8bf7\u8bb0\u4f4f\uff0c\u94f6\u884c\u5728\u7ecf\u6d4e\u5f62\u52bf\u770b\u597d\u7684\u65f6\u5019\u4f1a\u662f\u60a8\u6700\u597d\u7684\u670b\u53cb\uff0c\u4f46\u5728\u60a8\u56f0\u5883\u7684\u65f6\u5019\uff0c\u4e5f\u4f1a\u6210\u4e3a\u60a8\u6700\u7cdf\u7cd5\u7684\u654c\u4eba\u3002\u5982\u679c\u60a8\u627f\u8ba4\u60a8\u6709\u9ebb\u70e6\uff0c\u4ed6\u4eec\u53ef\u80fd\u4f1a\u5bf9\u60a8\u505a\u51fa\u66f4\u4e0d\u5229\u7684\u53cd\u5e94\u3002 \u65b0\u897f\u5170\u623f\u5c4b\u8d37\u6b3e\u5229\u7387\u6709\u6ce2\u52a8 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plugin v28.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\u65b0\u897f\u5170\u623f\u4ea7\u6295\u8d44\u4e4b\u73b0\u91d1\u6d41 - Prosperity Finance - Experienced Mortgage Brokers in NZ<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/prosperityfinance.co.nz\/zh-CN\/investment-property-finance\/investment-property-finance-cash-flow-on-investment-property-loan\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u65b0\u897f\u5170\u623f\u4ea7\u6295\u8d44\u4e4b\u73b0\u91d1\u6d41 - Prosperity Finance - Experienced Mortgage Brokers in NZ\" \/>\n<meta property=\"og:description\" content=\"Services \u65b0\u897f\u5170\u623f\u4ea7\u6295\u8d44\u4e4b\u73b0\u91d1\u6d41 \u8fd4\u56de\u7269\u4e1a\u6295\u8d44\u878d\u8d44\u9875\u9762 \u623f\u8d37\u600e\u4e48\u8fd8\uff1f\u672c\u91d1\u52a0\u5229\u606f\uff08P\uff06I\uff09\u8fd8\u662f\u623f\u8d37\u53ea\u8fd8\u5229\u606f\uff08Interest Only\uff09 \u5bf9\u4e8e\u65b0\u897f\u5170\u7684\u623f\u5730\u4ea7\u6295\u8d44\u8005\u800c\u8a00\uff0c\u60f3\u5fc5\u5bf9\u4e24\u79cd\u623f\u8d37\u8fd8\u6b3e\u65b9\u5f0f\u2014\u2014\u672c\u91d1\u52a0\u5229\u606f\uff08p&amp;I \uff09\u548c\u53ea\u8fd8\u5229\u606f\uff08Interest Only\uff09\u7684\u8d37\u6b3e\u5e76\u4e0d\u964c\u751f\u3002\u8ba9\u6211\u4eec\u5feb\u901f\u56de\u987e\u4ed6\u4eec\u7684\u5229\u5f0a\u3002 \u672c\u91d1\u52a0\u5229\u606f\uff08p&amp;I \uff09\u7684\u4f18\u52bf \u901a\u8fc7\u507f\u8fd8\u672c\u91d1\uff0c\u7269\u4e1a\u7684\u6743\u76ca\u589e\u52a0\uff08\u5047\u8bbe\u7269\u4e1a\u7684\u4ef7\u503c\u6ca1\u6709\u51cf\u5c11\uff09\u3002 \u5f53\u73b0\u91d1\u6d41\u6bd4\u8f83\u7d27\u5f20\u7684\u65f6\u5019\uff0c\u60a8\u53ef\u4ee5\u7075\u6d3b\u5730\u8f6c\u6362\u6210\u4e3a\u53ea\u4ed8\u5229\u606f\u3002 \u901a\u8fc7\u989d\u5916\u652f\u4ed8\u51cf\u5c11\u672c\u91d1\uff0c\u4f1a\u8ba9\u60a8\u66f4\u81ea\u89c9\u4ece\u800c\u66f4\u5feb\u5730\u507f\u8fd8\u5b8c\u8d37\u6b3e\u3002 \u672c\u91d1\u52a0\u5229\u606f\uff08p&amp;I \uff09\u7684\u7f3a\u70b9 \u60a8\u6709\u66f4\u5c11\u7684\u73b0\u91d1\u53bb\u8d2d\u4e70\u66f4\u591a\u7684\u7269\u4e1a\uff1b \u6295\u8d44\u623f\u8d37\u6b3e\u7684\u672c\u91d1\u90e8\u5206\u662f\u4e0d\u53ef\u4ee5\u51cf\u7a0e\u7684\u3002 \u663e\u7136\uff0c\u53ea\u8fd8\u5229\u606f\uff08Interest Only\uff09\u7684\u8d37\u6b3e\u4e0e\u4e4b\u76f8\u53cd\u7684\u4f18\u70b9\u548c\u7f3a\u70b9\u3002 \u5982\u4f55\u5feb\u901f\u8fd8\u5b8c\u623f\u8d37\uff1f \u6700\u597d\u7684\u7ed3\u6784\u662f\u60a8\u7684\u81ea\u4f4f\u623f\u4f7f\u7528\u672c\u52a0\u606f\u7684\u507f\u8fd8\u6a21\u5f0f\uff0c\u8fd9\u6837\u60a8\u5c31\u53ef\u4ee5\u5c3d\u5feb\u8fd8\u6e05\u8d37\u6b3e\uff0c\u5e76\u4ece\u94f6\u884c\u5c3d\u5feb\u89e3\u9664\u62b5\u62bc\u3002\u540c\u65f6\u628a\u53ef\u62b5\u6263\u7684\u6295\u8d44\u623f\u7684\u8d37\u6b3e\u9009\u7528Interest Only\uff08\u53ea\u4ed8\u5229\u606f\uff09\u7684\u7ed3\u6784\uff0c\u83b7\u5f97\u8f83\u5927\u7684\u9000\u7a0e\uff08\u5982\u679c\u60a8\u906d\u53d7\u635f\u5931\uff09\u6216\u51cf\u5c11\u7f34\u7a0e\uff08\u5982\u679c\u60a8\u8d5a\u53d6\u5229\u6da6\uff09\u4ece\u800c\u63d0\u9ad8\u60a8\u7684\u73b0\u91d1\u6d41\u91cf\u3002 \u4e00\u65e6\u60a8\u8fd8\u6e05\u4e86\u81ea\u4f4f\u623f\u7684\u8d37\u6b3e\uff0c\u60a8\u53ef\u4ee5\u628a\u5269\u4f59\u7684\u73b0\u91d1\u6d41\u7528\u4e8e\u507f\u8fd8\u60a8\u6295\u8d44\u623f\u7684\u8d37\u6b3e\u3002\u65b9\u6cd5\u662f\u5c06\u73b0\u91d1\u5b58\u5165\u4e00\u4e2a\u4fe1\u8d37\u989d\u5ea6\u4e2d\uff0c\u5e76\u5c06\u5176\u9010\u6e10\u4ed8\u6e05\u3002\u4e4b\u540e\u4efb\u4f55\u7684\u76c8\u4f59\uff0c\u60a8\u53ef\u4ee5\u5728\u91cd\u65b0\u56fa\u5b9a\u5229\u606f\u7684\u65f6\u5019\u505a\u989d\u5916\u7684\u507f\u8fd8\uff0c\u4ee5\u51cf\u5c11\u8d37\u6b3e\u7684\u4f59\u989d\u3002\u8d37\u6b3e\u53ef\u4ee5\u7ee7\u7eed\u4fdd\u7559\u5728\u53ea\u8fd8\u5229\u606f\u6a21\u5f0f\u3002\u5982\u679c\u672a\u6765\u60a8\u60f3\u8d2d\u4e70\u66f4\u591a\u7684\u623f\u4ea7\uff0c\u60a8\u53ef\u4ee5\u51cf\u5c11\u989d\u5916\u7684\u8fd8\u6b3e\u4ece\u800c\u4f7f\u7528\u73b0\u91d1\u8d2d\u4e70\u66f4\u591a\u623f\u4ea7\u3002 \u6c38\u8fdc\u4e0d\u8981\u8ba9\u60a8\u7684\u50a8\u84c4\u505c\u7559\u5728\u94f6\u884c\u7684\u50a8\u84c4\u8d26\u6237\u4e0a\u3002\u60a8\u53ef\u80fd\u53ef\u4ee5\u8d5a\u53d63\uff05\u7684\u5229\u606f\uff0c\u4f46\u7a0e\u540e\uff0c\u53ea\u67092\uff05\uff0c\u53e6\u5916\u4e00\u8fb9\u60a8\u4ed85\uff05\u7684\u623f\u5c4b\u8d37\u6b3e\u5229\u606f\uff0c\u591a\u4e0d\u5212\u7b97\u554a\u3002\u5982\u679c\u628a\u5b83\u653e\u5728\u5faa\u73af\u4fe1\u8d37\u989d\u5ea6\uff08revolving credit\uff09\u6216\u7528\u4e8e\u51cf\u5c11\u8d37\u6b3e\uff0c\u60a8\u4f1a\u5f88\u5feb\u8fd8\u5b8c\u8d37\u6b3e\u3002 \u53e6\u4e00\u65b9\u9762\uff0c\u6211\u4eec\u5efa\u8bae\u4e0d\u8981\u628a\u73b0\u91d1\u6d41\u62c9\u5f97\u592a\u7d27\u3002\u5982\u679c\u65b0\u897f\u5170\u623f\u5730\u4ea7\u5e02\u573a\u4e0b\u8dcc\uff0c\u623f\u5c4b\u8d37\u6b3e\u5229\u606f\u589e\u52a0\uff0c\u5931\u4e1a\u7b49\u7b49\uff0c\u60a8\u5c06\u522b\u65e0\u9009\u62e9\uff0c\u53ea\u80fd\u5728\u4f4e\u8ff7\u7684\u5e02\u573a\u4e2d\u88ab\u8feb\u6210\u4e3a\u5356\u5bb6\uff0c\u635f\u5931\u8fc4\u4eca\u79ef\u7d2f\u7684\u8d22\u5bcc\u3002 Revolving Credit\uff08\u5faa\u73af\u4fe1\u8d37\uff09 \u4ec0\u4e48\u662f\u5faa\u73af\u4fe1\u8d37\u989d\u5ea6\uff08Revolving Credit\uff09? \u4fe1\u7528\u989d\u5ea6\u7684\u4f18\u70b9\u5728\u4e8e\uff0c\u60a8\u53ef\u4ee5\u5728\u4e0d\u9700\u5411\u94f6\u884c\u91cd\u65b0\u7533\u8bf7\u7684\u60c5\u51b5\u4e0b\u968f\u65f6\u63d0\u53d6\u60a8\u88ab\u6279\u7684\u989d\u5ea6\u4ee5\u53ca\u4efb\u4f55\u60a8\u4e4b\u524d\u653e\u8fdb\u53bb\u7684\u94b1\u3002\u5f53\u60a8\u4e0d\u7528\u7684\u65f6\u5019\uff0c\u60a8\u4e0d\u4f1a\u88ab\u94f6\u884c\u7d22\u8981\u5229\u606f\uff0c\u56e0\u4e3a\u94f6\u884c\u53ea\u4f1a\u6839\u636e\u60a8\u6240\u4f7f\u7528\u7684\u90a3\u4e00\u90e8\u5206\u6765\u8ba1\u7b97\u5229\u606f\uff0c\u800c\u4e0d\u662f\u603b\u7684\u4fe1\u8d37\u989d\u5ea6\u3002\u8bf7\u6ce8\u610f\u94f6\u884c\u4e00\u822c\u6536\u53d6\u4fe1\u8d37\u989d\u5ea6\u7684\u5e74\u8d39\uff0c\u901a\u5e38\u7b2c\u4e00\u5e74\u53ef\u4ee5\u514d\u9664\uff0c\u8fd9\u4e2a\u8d39\u7528\u4e5f\u662f\u53ef\u4ee5\u62b5\u7a0e\u7684\u3002 \u5efa\u8bae\u6bcf\u4e2a\u65b0\u897f\u5170\u623f\u5730\u4ea7\u6295\u8d44\u8005\u90fd\u5e94\u8be5\u6709\u5faa\u73af\u4fe1\u8d37\u989d\u5ea6\uff08Revolving Credit\uff09\u3002\u5168\u7403\u91d1\u878d\u5371\u673a\u671f\u95f4\uff0c\u5229\u606f\u63a5\u8fd110\uff05\u3002\u7531\u4e8e\u5229\u606f\u589e\u52a0\u4ea7\u751f\u623f\u8d37\u8fd8\u6b3e\u95ee\u9898\uff0c\u8bb8\u591a\u6295\u8d44\u8005\u88ab\u8feb\u629b\u552e\u4ed6\u4eec\u7684\u623f\u4ea7\uff08\u79df\u91d1\u6536\u5165\u4e0d\u80fd\u62b5\u6d88\u5229\u606f\u6210\u672c\uff0c\u6295\u8d44\u8005\u4e5f\u6ca1\u6709\u4efb\u4f55\u591a\u4f59\u7684\u73b0\u91d1\u6765\u5f25\u8865\u4e8f\u7a7a\uff09\u3002\u5982\u679c\u4ed6\u4eec\u6709\u5faa\u73af\u4fe1\u8d37\u989d\u5ea6\uff08\u4e0d\u8bba\u662f\u672a\u63d0\u53d6\u6216\u63d0\u53d6\u4e86\u4e00\u90e8\u5206\uff09\uff0c\u4ed6\u4eec\u6709\u53ef\u80fd\u56e0\u6b64\u6e21\u8fc7\u8fd9\u6bb5\u8270\u96be\u7684\u65f6\u671f\u4fdd\u4f4f\u8d44\u4ea7\u3002 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