Refix Calculator

Refix Calculator: Compare Fixed Terms

Coming up to a refix and not sure whether to fix for one year or three? Compare the interest on two fixed terms and see the rate you’d need when you refix for both options to cost about the same.

How to use this calculator

  1. Enter your loan balance and remaining loan term, and choose principal and interest or interest only.
  2. Choose the two fixed terms you’re comparing and enter the rate offered for each.
  3. Optional: enter the rate you expect when you refix, to compare the total interest over the same period.

$
%
%

%
–

Want help choosing your fixed term?

Our advisers compare rates across more than 30 lenders and can talk you through your refix options.