商业物业贷款
Commercial property investment is more complex than residential property investment as it requires a higher level of knowledge and experience in the real estate market and business.
Factors affecting commercial investment property loans:
- Lease term & Lease expiry
- Number of tenants
- Tenant quality
- Location
- Property types
- IEP
- Who pays outgoings?
- Valuation
Is commercial property now a more attractive investment than residential property?
What are the benefits of investing in commercial property?
- Higher return
- Fewer ongoing expenses
- Longer lease period
What are the risks of investing in commercial property?
- Potentially longer untenanted periods
- Lack of knowledge and experience
Learn more about investing in commercial property vs residential.
What makes a good commercial property?
- Lease income
- Quality of tenant
- Lease period
- Occupancy
- High- or low-value property
Learn more about why CV of commercial property might be different from its real market value.
Check how much you can borrow with our commercial property borrowing calculator
We have strong knowledge and experience in this area; therefore we can help you navigate the best possible options and apply the right financing structure. Get in touch with us via phone: 09 930 8999 or email:support@profin.co.nz