商业物业贷款

Commercial property investment is more complex than residential property investment as it requires a higher level of knowledge and experience in the real estate market and business. 

Factors affecting commercial investment property loans:

  • Lease term & Lease expiry 
  • Number of tenants
  • Tenant quality
  • Location 
  • Property types
  • IEP
  • Who pays outgoings?
  • Valuation 


Is commercial property now a more attractive investment than residential property?

What are the benefits of investing in commercial property?

  • Higher return
  • Fewer ongoing expenses
  • Longer lease period

What are the risks of investing in commercial property?

  • Potentially longer untenanted periods
  • Lack of knowledge and experience

Learn more about investing in commercial property vs residential.


What makes a good commercial property?

  • Lease income
  • Quality of tenant
  • Lease period
  • Occupancy
  • High- or low-value property

Learn more about why CV of commercial property might be different from its real market value.


Check how much you can borrow with our commercial property borrowing calculator


We have strong knowledge and experience in this area; therefore we can help you navigate the best possible options and apply the right financing structure. Get in touch with us via phone: 09 930 8999 or email:support@profin.co.nz

马上咨询 计算器

我经营一个房产开发公司。由于此行业对资金流周转比较大也比较频繁,加上打理公司很忙,在找到小宇之前,我们一直在寻找一个工作认真积极有责任心的贷款团队,帮我规划和及时解决贷款问题。

小宇一般在年初时和我一起讨论接下来一整年的贷款需求,然后在每一次具体的交割要到期前,总是提前和我们沟通开始做准备。就算有时候我们有很紧急的贷款需求,她也加班加点的帮我们赶工 非常敬业。

有了小宇和她团队来帮助我,在贷款方面我们再也没用后顾之忧,感觉像亲人一样值得信赖。我会推荐给很多朋友,尤其是在建筑行业,因为很难找到这么认真专业认真负责的贷款团队。

Person

Feng Tai

房产开发精英