新西兰降息后要不要打破贷款？帮你避开隐藏陷阱
利率降了，要不要提前打破贷款？本文帮你判断是否 break、是否 refinance，并解析 Offset 对冲账户与 Revolving 信贷账户的区别，帮你设计更聪明的新西兰房贷策略。
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了解新西兰房贷对冲策略：Offset账户 与 Revolving账户 的运作原理、比较与税务影响。学会用正确结构设计，让贷款更灵活、省息更高效，并获得贷款顾问的量身建议。
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