首付不足20%的4个解决办法
在新西兰，如果您准备购买自己的首套住房却没有20%的首付，那么贷款的选择有些什么呢？今天这篇文章我们来说一说这个话题。
房产二次抵押贷款可以帮您解决燃眉之急
本文介绍了二次抵押贷款的概念。二次抵押是指在已经有一次抵押贷款的情况下，再次把房产作为抵押，获得第二笔贷款。由于风险较大，二次抵押贷款的利率较高，通常在15%-16%左右。此外，贷款金额也较小，贷款期限不超过12个月。二次抵押贷款适用...
新西兰银行利率大战，4.99%的特殊利息您拿到了吗？
近期银行之间进行了大规模的利率战。BNZ率先推出1年4.99%的利率，紧接着ASB迅速匹配了同活动。再接下来，ANZ推出了18个月和2年的5.99%利率，并提供1%的现金返还。现在中国银行也推出了不少不错的促销活动。
为什么offset的存款和贷款额度一样时还需要还款？
很多朋友们都会于offset这个产品不陌生，我们也在之前视频里多次讲到这个产品，以及它和revolving 的区别。但是很多人不理解为什么我的存款和我的offset贷款额度是一样，我还要每个月要被扣去钱？大家认为等额的情况下是不应该有任何扣款，因...
如何做好贷款申请的前期准备？听听贷款顾问的专业建议！
这是一篇介绍新西兰贷款申请前需要注意事项的文章，提到了银行审核贷款申请时最主要审查的收入、支出和负债三个方面，以及对不同收入来源的申请者提供了不同的建议。
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