申请房贷时，新西兰银行能接受哪些房屋估价的方式？
在新西兰贷款买房，除了拿出一笔现金作为首付，还可以利用现有房产的净值(equity)作为买房贷款的首付。房产的equity指的是，房屋的市场价值减去房屋上所剩的贷款。那么在新西兰申请房屋贷款，银行能接受的房屋估价方式有哪些？CV, EV还是RV?...
投资房LVR贷款比例即将下调回70%！抓紧最后3周多买房
新西兰主流银行ANZ宣布下调投资房LVR贷款比例限制至70%，并与12月7日开始执行。在新西兰购买投资房的首付因此由原先的20%上升至30%。新西兰还有哪些银行/贷款机构仍允许80%的投资房LVR贷款比例呢？对于房产投资者，此次LVR限制的修改，对买房...
用equity作首付买下一套投资房: equity放错银行，小心预批延迟
在新西兰贷款买房，除了拿出一笔现金作为首付，还可以利用现有房产的equity作为买房贷款的首付。许多新西兰的房地产投资者因此不需要支出一分钱就能买下另一套房产，实现了百分之百的借贷。但有equity，不代表一定能再次申请到房贷预批。
在新西兰贷款买房，首付的来源有哪些？
在新西兰买房贷款，除了银行存款以外，还有哪些方式可以用来凑齐买房的首付呢？如何向银行证明这些买房首付的来源呢？
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