Getting a mortgage when self-employed is not easy as sometimes it's hard to prove income. We've helped many self-employed people in NZ with their home loan applications. So, we'd like to share mortgage tips for self-employed.
If you're first time home buyers and looking for tips and advice, we've put together 3 tips for first home buyers NZ to help you buy your dream house.
What is an interest-only mortgage? Many investors look to pay interest-only loan on their investment properties. What the benefits of paying interest only on mortgage? What happens when interest only loan expires?
“I want to use my rental property as a bank security to borrow, so that the new loan interest can be tax-deductible.” That’s what we’ve been hearing from our clients from time to time. But it’s not always right.
Just like you we are a small business, and we understand how challenging it is to grow a business without access to capital for extra cashflow. Sometimes, having that lump sum of money can be a determining factor in the succe...
Some New Zealand banks have tightened further their loan-to-value ratio (LVR) for investment property to 60 per cent. This means the minimum deposit for investment property has been lifted to 40 per cent.
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