Just like you we are a small business, and we understand how challenging it is to grow a business without access to capital for extra cashflow. Sometimes, having that lump sum of money can be a determining factor in the succe...
Some New Zealand banks have tightened further their loan-to-value ratio (LVR) for investment property to 60 per cent. This means the minimum deposit for investment property has been lifted to 40 per cent.
Purchasing a home to live in feels like a rite of passage for many people. If you’re in the market to buy your first home, have you ever wondered is it better to buy an investment property first or buy a home to live in first...
The loan offer often mentions “priority amount” under section 92. The priority amount appears much higher than the amount that borrowers are borrowing. What does a priority amount mean on a mortgage? Why the priority amount c...
New Zealand house prices continue to soar at the beginning of 2021. Will house prices drop in 2021? Or will house prices keep increasing? Will the Reserve Bank’s moves cool down the overheated market?
We look back on 2020 with many fond memories. We forged some incredible relationships, many of which we will treasure for life. Much changed around us, and we thoroughly enjoyed the challenge of adapting to it. Prospe...
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