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How do New Zealand banks determine the value of your house for a mortgage?

26 Nov 2020 | Connie | Finance 101

How much is my house worth in New Zealand? A property valuation – an assessment of a property’s market worth – can help you understand the market value of your property. What do banks use to determine the value of your house...

Loan to value ratio (LVR) restrictions for investment property return to 70%

20 Nov 2020 | Connie | Property Investing

Two New Zealand banks, ANZ and ASB, bring in their LVR restrictions for investment property loan, ahead of Reserve Bank LVR rules - the loan to value ratio for investment property comes back from 80% to 70%.

Using equity to buy an investment property: what might delay your loan pre-approval?

13 Nov 2020 | Connie | Property Investing

How can you buy a house with no deposit in New Zealand? Using equity to buy another house may allow you no cash deposit when applying for mortgage. Many property investors buy a second home by using existing property as equit...

What are the commonly accepted deposit sources for buying a house in New Zealand?

05 Nov 2020 | Connie | Finance 101

Apart from savings made from your regular income, what are the other ways to source a deposit that can be used for buying a property? What proof of deposit is acceptable to use for a mortgage?

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Prosperity Finance (FSP762831)

112C Bush Road,
Rosedale, Auckland 0632

Services

  • First Home Finance
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Services

  • First Home Finance
  • Investment Property Finance
  • Commercial Property Finance
  • Construction Finance
  • Property Development Finance
  • Other Finance
  • Home
  • Services
  • About Us
  • Our People
  • Calculator
  • Testimonials
  • Blog
  • FAQs
  • Enquire Now
  • CONTACT US
  • terms and conditions
  • privacy policy
  • public disclosure
  • complaint process>

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