A Guide to Securing a Second Mortgage on Your Property

27 Apr 2023 | Prosperity Finance

This article explains what a second mortgage loan is, how it works, and its pros and cons, including high interest rates, small loan amounts, and suitability for business purposes only.

2023 New Zealand Interest Rate War: What You Need to Know?

22 Mar 2023 | Prosperity Finance

Banks in New Zealand are engaged in an interest rate war, offering attractive fixed-rate options to customers due to the drop in the real estate market and stricter bank policies, which has drawn criticism from mortgage advis...

To Loan or Not to Loan: A Guide for Homebuyers with Cash

07 Mar 2023 | Dennis

In this blog post, we will help you understand the benefits and drawbacks of taking out a loan, even if you have enough cash to buy a house. We will also compare the scenarios of buying a home or an investment property with c...