Westpac has raised its 2–5 year mortgage rates despite an OCR cut. This article explains why fixed rates depend on swap rates and market expectations, and how borrowers should choose the right mortgage strategy in a shifting...
Learn how Offset and Revolving accounts work in New Zealand mortgages — their differences, benefits, and tax implications. Discover smart loan structures to reduce interest and build long-term wealth.
Discover what a Cross Lease property in New Zealand really means. Learn the pros and cons, Flat Plan risks, mortgage considerations, and smart strategies to buy with confidence.
Discover 7 hidden benefits of refinancing your home loan in NZ — from loan structure upgrades to cashflow flexibility, beyond just cashback.
ANZ’s new 10-year interest-only loan brings long-term flexibility to New Zealand property investors. Explore the benefits, drawbacks, and who this loan is best suited for.
Seen your Auckland CV drop? Learn whether it’s worth objecting, how CV impacts mortgage and selling, and what role EV valuations play.
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