Since 1st May 2020, the New Zealand Reserve Bank has removed mortgage loan-to-value ratio (LVR) restriction. Three New Zealand banks, including ANZ, ASB and Kiwibank, increased their loan to value ratio for investment propert...
Apartment vs house investment: Is buying an apartment in Auckland a good investment? If you’re a beginner of buying an apartment building, you should know its pros and cons. Here are some tips on New Zealand property investme...
While you're busy with getting pre-approval to buy a home or an investment property, or upgrade home, bear in mind, good planning is extremely important - you not only plan for this upcoming transaction, but also you need to...
Trusts Act 2019 which will come into effect on 30 January 2021 is the first major reform to New Zealand trust law since the Trustee Act 1956. If you are the Settlor or a Trustee or a beneficiary of a Trust? Now is the time to...
Over the past few days, we have seen some New Zealand banks reduced their mortgage rates to 2.79%, hitting the lowest in the fixed mortgage interest rate history, while other banks still keep at 2.99%.
If you experienced financial difficulty due to Covid-19 pandemic and had to take mortgage repayment holiday/deferment, but now your situation is getting better – with your income back to normal, you feel confident on repaying...
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