Bank lending policies are changing rapidly, with huge variations among major lenders. Since the shock from Covid-19, borrowing becomes harder for some people, but borrowing cost has gone down and people may be able to borrow...
Voting is underway in the New Zealand 2020 election. Explore the main parties’ pledges at Policy.nz, but here’s a whistle-stop tour of what’s on offer in the world of housing policies, specifically compare Labour with Nationa...
Can I get a mortgage if I’m self-employed? Many New Zealand self-employed people are in the struggle to get mortgage approval approved for a home loan. Their banks may said no, but there are other mortgage lenders and options...
We deal with many reputable non-bank lenders all over New Zealand who offer non-traditional banking products and services to suit your needs, rather than complying with the lending policy of banks. How non-bank financial inst...
New Zealand banks have tightened up their home loan lending criteria considering the Covid-19 pandemic. If you are looking to buy a property in New Zealand, how can you improve your chances of getting approved for a mortgage?...
Jessica, one of our clients, asked us: “I’m currently on parental leave and my husband and I wish to purchase a property in New Zealand. My bank has told me that we won’t be able to borrow the amount we wish to until I return...
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