最新政策下买投资房，很多人可以做到 100% 融资！
过去相当长一段时间，许多打算购买投资房的客户都面临同一个困难：首付必须达到 30%。 然而，2024–2025 年的新西兰贷款环境出现关键变化：随着储备银行（Reserve Bank of New Zealand）调整投资房 LVR 限额，以及银行与非银行贷款机构的政...
新西兰投资房最高可贷 80%–85%！Refinance / Top-up 最新政策详解
为什么这次政策对投资者特别关键？ 如果你已经有投资房、贷款比例不超过七成； 或者你正在买投资房，但被首付不足、Equity 不够卡住—— 那今天这篇内容，对你来说非常关键。 因为这代表着： 你可能瞬间释放更多 Equ...
投资房会不会倒贴？一张表测出“以房养房”临界点
用《投资房持有成本压力计算器》在出手前量化现金流、利率、空置与提租情景，判断是否会倒贴、何时以房养房，并用 Early Access Clause 把空置降到最低，稳健做决定。
新西兰资本利得税（CGT）提案解析：房市会怎样？投资房还值得买吗？你该如何提前布局？
新西兰工党拟推资本利得税（CGT），投资房或将征收28%税。本文全面解析政策细节、房市影响与投资房应对策略。
翻新、重建还是换房？一篇教你看懂三种房产升级路径
本文从翻新、重建与换房的角度，为新西兰房主提供专业分析和决策参考，帮助家庭明确优先需求、评估成本与风险，做出最适合的房产选择。
一文看懂新西兰房贷对冲账户、省息策略与结构设计
了解新西兰房贷对冲策略：Offset账户 与 Revolving账户 的运作原理、比较与税务影响。学会用正确结构设计，让贷款更灵活、省息更高效，并获得贷款顾问的量身建议。
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