Prosperity Finance

A brief guide to changing home loans (also known as refinance) for maximum benefit

06 Apr 2023 | Prosperity finance | Finance 101

Not sure when is the best time to change your home loan or how to go about it? This guide explains the reasons and outlines the steps to take.

Should I go to bank or finance companies for property development loan?

21 Dec 2021 | Connie | Finance 101

By understanding the importance of evaluating feasibility on construction development projects from last week's blog content, today's topic mainly addresses and compares the main difference between choosing a bank or choosing...

Everything you need to know about the ASB Back My Build home loan product

04 Jun 2021 | Connie | Finance 101

ASB has launched a new product called "Back My Build" with a cut-price 1.79% variable home loan rate for new builds, as the lender attempts to encourage the lending for building a new home from scratch or purchasing a home an...

If you are self-employed: Get your FY2021 financial statements ready asap

26 Mar 2021 | Connie | Finance 101

Getting a mortgage when self-employed is not easy as sometimes it's hard to prove income. We've helped many self-employed people in NZ with their home loan applications. So, we'd like to share mortgage tips for self-employed.

How to get unsecured small business loans in NZ?

18 Feb 2021 | Connie | Finance 101

Just like you we are a small business, and we understand how challenging it is to grow a business without access to capital for extra cashflow. Sometimes, having that lump sum of money can be a determining factor in the succe...

What is a priority amount on a mortgage?

28 Jan 2021 | Connie | Finance 101

The loan offer often mentions “priority amount” under section 92. The priority amount appears much higher than the amount that borrowers are borrowing. What does a priority amount mean on a mortgage? Why the priority amount c...

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