How to get unsecured small business loans in NZ?

18 Feb 2021 | Connie | Finance 101

Just like you we are a small business, and we understand how challenging it is to grow a business without access to capital for extra cashflow. Sometimes, having that lump sum of money can be a determining factor in the succe...

What is a priority amount on a mortgage?

28 Jan 2021 | Connie | Finance 101

The loan offer often mentions “priority amount” under section 92. The priority amount appears much higher than the amount that borrowers are borrowing. What does a priority amount mean on a mortgage? Why the priority amount c...

Important lending policy updated in October 2020

23 Oct 2020 | Connie | Finance 101

Bank lending policies are changing rapidly, with huge variations among major lenders. Since the shock from Covid-19, borrowing becomes harder for some people, but borrowing cost has gone down and people may be able to borrow...