New Zealand banks change their lending policies regularly. In this week’s blog, we’ll update you on some key changes around how they calculate your borrowing capacity, before we discuss the rules surrounding loans with high l...
Our guest business broker, Susan Han, discusses how crucial it is to keep records of your financial statements to demonstrate your business’ profitability. If your finances don’t reinforce your asking price, it is much harder...
We draw on two case studies to show how crucial it is to set conditions that you have concern before signing a sale and purchase agreement. As you will see in the two case studies, if you don’t state right conditions, you cou...
With this latest OCR development of 1%, should you now re-fix your loan to a one or two-year fixed term with lower interest rates? In this week’s blog, we discuss all of these questions and how you could respond to the OCR dr...
When people upgrade home and keep their old home as an investment property, the interest on the new loan is not tax deductible against rental income from the old home. As a result, the new investment property generates big ta...
Before building a new home, it’s good to first understand how you can have a newly built house and secure building finance. Here, we discuss the four differences between construction loans for new builds and home loans for ex...
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