In April 2019, New Zealand mortgage interest rates reignites. The current three year fixed-term mortgage rates of 3.95% hit the lowest in New Zealand interest rate history. It’s the best home loan interest rates ever.
Three more reasons why you should consider refinancing your mortgage. How can refinancing help you avoid having one bank that controls all of your properties; cover the cost of a restructure; and maximize your LVR (loan-to-va...
Taking the opportunity to secure a lower interest rate and receive a cashback incentive are good reasons why you should refinance your mortgage. But you should also consider other factors when making decisions around refinanc...
In New Zealand, even if my fixed term hasn’t expired yet, should I re-fix my mortgage now to take advantage of the current low rates? We see many clients who don’t know that their fixed mortgage periods can be adjusted.
Can you offset rental property losses against other income? From 1st April 2019, the ring-fencing rental losses bill will stop New Zealand residential property investors offsetting losses on their rental properties against t...
At the start of 2019, SBS, TSB and Cooperative Bank all launched a new sub 4% mortgage rate, quickly followed by New Zealand’s major banks - ANZ, Westpac and BNZ - who offered a one/two-year fixed term rate of 3.99%, hitting...
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